Attorneys Helping With Debt Reorganization
Did you sustain a period of unemployment? Did you or a spouse suffer an illness resulting in high medical bills? Do you have a job, but struggle to pay credit card debt? At The Loftin Firm LLP, we provide the necessary help that debtors need to achieve debt relief through Chapter 13 bankruptcy.
Contact us by calling our Carlsbad, California, office at 866.933.2340. You can also contact us online.
Unlike Chapter 7 bankruptcy, Chapter 13 bankruptcy filing does not liquidate assets to pay off debts. Rather, it reorganizes debts into a three to five year repayment plan. Often debtors only pay off some of the full amount during this period, after which the remaining debts are dismissed.
At The Loftin Firm LLP, we help develop a repayment plan that satisfies the creditors and helps you achieve debt relief. Once you file for Chapter 13 bankruptcy, we provide the day-to-day support you need to make it through this difficult time, including advising on issues such as rebuilding credit and loan modification as it relates to your bankruptcy.
Keep Your Home
Filing Chapter 13 bankruptcy can be a useful and successful tool to catch up on mortgage payments and keep your home. Because monthly expenses are reduced, you may have enough cash flow to continue paying the mortgage.
Contact Us
For more information or to schedule an appointment with an experienced Chapter 13 bankruptcy lawyer, please contact us. At The Loftin Firm LLP, we offer creative fee structures to fit the needs of our clients.
