Helping Borrowers and Lenders Secure Financing
Our real estate financing practice involves working with both borrowers and lenders. This brings an insight that benefits all clients who come to The Loftin Firm LLP – with locations in San Diego County and Middle Tennessee – when they require much-needed finances for new projects or property purchases.
Financing and access to capital can be the most critical element of any real estate development project. Whether a borrower or a lender, proper legal counsel is critical. Our Carlsbad, California, law office can be reached at 866.933.2340 and our Franklin, Tennessee office at 888.815.4885. You can also send us an e-mail.
At The Loftin Firm LLP, we help clients who need real estate financing for acquisition, construction and development projects. In this complicated area, we represent land owners and developers seeking to borrow money and lenders looking to place financing secured by real estate or personal property. We have a breadth of experience in structuring, documenting and negotiation a wide range of real estate secured financings, including construction loans, acquisition and redevelopment loans, revolving lines of credit, sale-lease backs and ground lease financing.
Representing Lenders Providing Real Estate Financing
In today’s market, it is more important than ever that, from a lender’s perspective, all elements of any new financing is properly reviewed, analyzed and documented. For our lender clients, that process starts with our ability to provide comprehensive due diligence on the secured property, including review of the title reports and analysis of the land survey, to the land use or zoning characteristics and examination of underlying tenant leases in an income-producing asset. Following due diligence, our attorneys will assist in the drafting and negotiating all loan documents and credit enhancements needed to fully secure and perfect the lender’s position. Whether an institutional lender, a hard money lender or private individual seeking to make a real estate secured loan, The Loftin Firm LLP has expertise to guide you through this complicated area of finance.
Helping Secure Real Estate Financing for Borrowers
Often times a developer or individual property owner already owns real estate, but wants financing to build out or rehabilitate an existing property or to simply refinance an existing debt structure. Our experienced attorneys can assist in all aspects of this process. Whether you need us to assist in reviewing your loan documents to ensure you understand your rights and obligations or you require assistance in positioning your property to maximize the financeability of that asset, we at The Loftin Firm LLP draw upon years of experience in the field to assist you in your financing needs.
Additionally, our real estate attorneys can develop specialty-financing programs for acquisition, rehabilitation or maintenance and preservation of affordable housing. That can also include mobile home park owners or resident groups seeking help from the Mobile Home Park Resident Ownership Program (MPROP).
Representing Lenders Providing Real Estate Financing
In a struggling economy, many property owners are having trouble keeping up with their payments while lenders are trying to ensure their portfolio of existing loans remains current. At The Loftin Firm LLP, we are an advocate to look out for your best interests to ensure that you are properly represented during any workout or restructuring situation. In addition to helping borrowers sit down and work out an equitable arrangement with their lender, we help lenders manage their existing loan portfolio by assisting them with loan restructuring, workouts and the complex process of filing a foreclosure.
Contact Us
For more information or to schedule an appointment with an experienced lawyer regarding real estate financing, please contact us. At The Loftin Firm LLP we offer creative fee structures to fit the needs of our clients.
